Whether upsizing, downsizing or simply moving location - moving home is one of the most stressful things you can have to do.Very often this is accompanied by some changes in your life and is therefore a good time to review your options with regard to financial structures, future plans and ambitions and the protection of your lifestyle.I am able and willing to take your through a careful analysis of such options and decisions before identifying the best mortgage for your new circumstances - there is no up front charge to you for such help and input until you make a mortgage application.
Often a house move is forced by an unexpected change of circumstances, such as a job change or promotion - in these circumstances the added complications of current mortgage contracts and early redemption charges are often involved. Where this is the case I will work closely with you to analyse the ‘pros and cons’ of the options available to you in paying off and replacing such a mortgage or ‘porting’1 it to the new property, with or without additional borrowing.
Unfortunately, a move of property is sometimes the direct result of financial difficulties and/or a relationship break up - if you are unfortunate enough to be involved in such circumstances we are ideally positioned to assist and advise and you should read the pages on this site concerning credit impaired circumstances and/or divorce and separation.
THERE MAY BE A FEE FOR MORTGAGE ADVICE - TYPICALLY £250 FOR REMORTGAGE OR £350 FOR PURCHASE - BUT UP TO £500 FOR COMPLEX CASES.YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENT ON YOUR MORTGAGE.
Janet Hall is an appointed representative of TenetLime Ltd which is authorised and regulated by the Financial Conduct Authority.TenetLime Ltd is entered on the FCA register (www.fca.gov.uk/pages/register) under reference 311266.